HEADLINE: Investing $100,000 today. 

Here’s the scenario. A valued client comes to you with a question:

Lewis, you’ve been helping me with my long-term retirement plan and that’s on track because we moved it mostly into bonds over the last five years. While the value’s been diminished somewhat, I trust that the market will come back over time. Besides, we’ve got a great annuity solution that kicks in two years from now when I start to phase into retirement.

I’m not too worried about the kids either because they’re finished with college and they have a trust that gives them an income stream. That’s sufficient for now.

I’ve paid off my mortgages and I’ve got no outstanding lines of credit.

Here’s the situation: I’ve just received a settlement from an estate from a distant aunt for $100,000--I know, I know, those who need the least have the most, right?

The thing is, while the markets have been hammered, I have long-term confidence in the nation’s and the globe’s economy. As bad as things are, I think everyone has overreacted.

I’ve got a five- to 10-year horizon at this point, so I’m looking for a long-term play. This is just fun money to me. I want to take a flyer-- a smart bet, but a bet, nonetheless. I want to go for what Peter Lynch used to call a ten-bagger. I’m looking for a mega-return.

If it doesn’t work out, no problem. I’ll continue to live my lifestyle, which, due to a lifetime of financial prudence, is perfectly nice. But if this $100,000 turns into $1 million over the next five to 10 years, I’ll be able to go out in style and that sounds like fun, too. I’ll be able to give my kids a great headstart, I can fully fund my philanthropic plans, and maybe even take a trip around the world.

So my question is: Where should I put my $100,000?